Sparebanken Sør omtaler og erfaringer

Sparebanken Sør er en grei bank så lenge de tjener penger på deg. Den dagen de ikke tjener penger på deg lenger, og du har mer penger i lån enn innskudd, endrer mye seg - har jeg erfart.

Min mor har hatt ca 1.5 mill stående på sparekonto i mange (ca 25) år her. Når jeg nå sjekket, viser det seg at hun har fått en betydelig dårligere rente enn hun skulle hatt, antakelig bare fordi hun aldri har mast om bedre betingelser. Et grovt overslag viser at hun har tapt ca kr. 550.000 i forhold til om hun hadde hatt en av markedets bedre renter. Jeg har også en søster som har hatt boliglån her, og når jeg sjekket litt for henne, viste det seg at hun kunne få tilsvarende lån i annen bank med halvert rente. Hun skiftet selvsagt.

Sparebanken sør gjør forskjellsbehandling på kundene sine, og ikke minst dårlig kundebehandling. De sa til meg du får aldri lån her i sparebanken sør, samme dag fikk lån på samme vilkår fra 2 andre banker. vi har god økonomi, helt latterlig.

God kundebehandling. Kan bli bedre på å låne ut penger samt gi bedre rente til kundene sine.

Vi bytter nå bank etter en forferdelig prosess med kjøp/salg av bolig. Vi har opplevd feil i alle deler av prosessen - alt fra små feil til feil i utbetalinger og at feil sum ble lagt til som lån i nettbanken (!). Ved kontakt med vår rådgiver i banken, har vi blitt mottatt med dårlig service og ingen evne til å rådgi oss i viktige avgjørelser. Vår opplevelse er at kompetansenivået er sjokkerende lavt, og vi har faktisk vært alvorlig bekymret for om oppgjør osv har blitt gjennomført på riktig måte. Kommer aldri til å anbefale eller benytte oss av denne banken igjen.

What characterizes a good bank? You only need them once a year! I unfortunately needed Sparebanken Sør a few times too many. I ordered BankID, which resulted in a new Visa card being sent to an address I didn't live anymore for about 5 months. As your adress in your Nettbank is linked to the adress registered in Folkeregisteret, it is still a mistery how this could happen. Anyway, as soon as that had been cleared up it took another 5 days until I received access to my Nettbank. Apparently my access codes had changed, but since I never received my BankID credentials, I couldn't access my Nettbank for quite some time. The next message I received was a request to come down from Oslo to Kristiansand to order my BankID, to identify myself and to prove that I spoke a sufficient level of Norwegian (which I do). I took a day off work (holiday) and booked a train ticket to Kristiansand (for the foreigners reading this, a one way journey takes 5 hours). At the office I was promised an email with the missing credentials. After two days I still hadn't received anything. By phone I contacted the customer service, however, no one could find any proof of my visit to the bank office. In the meantime I still didn't have access to Nettbank. Anyway, I then received an email with the correct login credentials. All together I didn't have access to my Nettbank for over 6 days. Which is a bit too long when one has to pay bills. But still, that new VISA card that has been sent to my old adress hadn't been found yet, nor has a new card been sent to the correct adress. The next issue recently occured. Last Saturday morning I suddenly couldn't use my debit card anymore. At the trainticket office they said it was somehow not valid anymore (although it says on the card it's valid until 2020). I went into Nettbank and found out NO active cards where registered to my account. Since it was a Saturday, I couldn't do anything but wait since the bank is closed during the weekend. First thing I did on Monday is to call the bank to find out what was going on. Unfortunately the lady that' was supposed to handle my case wouldn't be at work until Wednesday. And no one else had any idea what was going on, or was willing to try to find out. That means I won't be able to do any payments by card, nor am I able to withdraw any cash. That's difficult, especially when one has to travel for work...and eat. Anyway, from a staff point of view this all probably makes perfect sense. Yet, from a customer point of view it feels completely unsafe, unpredictible and untransparent. Especially when no one seems to be willing to take the effort to find out what is going on and explain it to me. I hope this comment serves as an encouragement to improve these 'simple' basics for future customers. I think however I need to switch for another bank. This takes too much time and stresses me out.

Bra service tar saken seriøst og bra renter på lån